Dr. Kalika

American Naprapathic Association Advanced Medical Clinic - Dr. Eduard Kalika

Insurance

As a free service to all of our patients, we will submit all charges to your insurance company within a few days from the time the charges are incurred. 

Our office has a "payment policy" of which each patient should be aware of. Patients are responsible to pay for patient yearly co-insurance, co-pay and or amount that is not covered by his or her insurance plan that is clearly identified. Payment of such will be collected at the time when service are rendered. Insurance coverage is different with each policy.

 If you have any questions concerning insurance our office staff can assist you.

Personal Injury

All patients that have been involved in a personal injury (motor vehicle accident) would be asked to fill out the necessary documents supporting his or her injury. Patients are responsible in providing the necessary insurance information that pertains to the injury (Insurance name, address, adjusters name / telephone number, and claim number). Our office will verify through the insurance carrier if the claim has been reported.

Workman's Compensation

All patients that have been involved in a work related injury would be asked to fill out the necessary documents supporting his or her injury. Patients are responsible in providing the necessary insurance information that pertains to the injury (Insurance name, address, adjusters name / telephone number, and claim number). Our office will bill the insurance company directly for all services rendered. Our office will verify through the employer if the injury was reported to the manager and/or supervisor as well as the worker's compensation insurance carrier.

3rd Party Reimbursement

Most insurance companies are covered however, it all depends on how your plan has been set by your employer. Dr. Kalika is a provider with Blue Cross / Blue Shield, Humana, PHCS, HFN, Optimal Health and is also an out of network provider with many other insurance companies. Our office provides insurance submission for all of our patients.